Besides shopping for the lowest prices and saving money buying from discount sources such as when you need cheap personal checks that you can save fifty perscent on when you buy online, property taxes are a sore spot.

Poposals to slow property-tax increases have gained considerable support, but some observers warn that at least one aspect could trigger unintended consequences. Because property values are declining, that freeze is likely to have little impact. But any help is better than none, and any tax decrease is better than a tax increase.

Naturally, you don't exempt businesses from the freeze, it makes it difficult for economic development. Any proposals for property tax cuts help people redirect their money away from government and encourage spending on other necessities that only a free market can provide.